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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Kansas State Bank, Ottawa, KS

Mortgage

Home Loans from hometown people that you know.


We combine personal service with the best loan available - that's just what good community banks do for their neighbors.  Our home loans come in many styles, just like the homes we help customers buy, including:

  • Fixed Rate Mortgages
  • Second mortgage loans
  • Home equity lines of credit
  • Refinances
  • Cash out refinances
  • Swing Loans
  • New Construction loans
  • Home Improvement loans
It is easy to start the loan process.  Download a residential application and return to us or simply give us a call!  Our team will walk you through the whole process.